Mudaraba Term Deposit (MTD) is a mode of deposit under Mudaraba principles of Islamic Sharia. It is a profit / loss bearing account.

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Key Features:

  • Mudaraba Term Deposit (MTD) is a profit/loss bearing account.
  • Deposits are withdraw able subject to a period of notice but not on demand.
  • A receipt is issued against each deposit under MTD.
  • Tenure: 1 month, 3 months, 100 days, 6 months & 12 months & above as approved by the bank.
  • Actual profit on the MTD will be calculated at the year-end on the basis of weightage fixed by the bank.
  • Matured deposit if not encashed after maturity, the deposit shall automatically be renewed for the period it kept before.
  • Investment Facility can be availed.
  • Bank accepts and supports Standing Instructions


Profit Rates

Provisional Rates of Profit

01 month


03 months


100 days


06 months


12 months and above



Required Documents:

  • 2 copies photograph of Client.
  • 1 copy photograph of nominee duly attested by Client.
  • Identification proof like NID/Passport/Birth Certificate of Client.
  • Identification proof like NID/Passport/Birth Certificate of Nominee.
  • TIN Certificate of Client (if any).
  • Documents/Information related with sources of fund (if any).